Financial crises are seen to be inevitable. While humans are not infallible, it is important to understand that a crisis is insurmountable bound up with what has already been explained as the economic business cycle. Contrary to common thinking, financial crises are usually exacerbated or even instigated by the many contradictory monetary interventions enforced through governments and central banks.
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Many people in the Western world believe to be free. What they don't recognize is that their governments and central banks are putting them in ever heavier chains of what can be called financial repression. While direct taxes are unpopular, things like inflation or indirect capital controls have been a treacherous tool for governments to extract monetary resources clandestinely.